Thank you ? They said it was my outstanding balance after my loansfunny it took until it was time to give me my degree. Their group claim contained more than 2,700 pages of evidence from Massachusetts Attorney General Maura Healey chronicling aggressive recruiting tactics and falsified job rates, but the claim languished at the department for years. You definitely wont be getting a $86,000 discharge for a single unpaid transcript, so Id focus on the job placement issue if I were you. Read my full post on the topic, it includes details of the specific things that make you eligible for a discharge. But said I need to contact us department of education bottom line am just getting the run around. Do you think I qualify for either of the above programs. Im not a representative of the US government. You've heard it before, but this time it's true if you are one of the 147,000 University of Phoenix students who will be receiving payments totaling more than $50 million as a result of the FTC's law enforcement action against the online school. They said I would get a job in my field and have yet to find something. The person that claimed in their answer, Kaplan University was not "regionally accredited", and therefore not a good school, is wrong. I need help before they try to garnish my wages again. They just wanted us to grab that $10-, $15- or $20,000 obligated to Kaplan University." Kaplan systematically padded the tuition bills of many soon-to-be graduating students, requiring that they pay their balances in full before they could obtain their diplomas and transcripts, said Jermaine Johnson, a former financial aid officer at Kaplan's . Time to Degree. is this grounds for BDD? The Federal Trade Commission (FTC) announced this week that it has placed 70 for-profit higher education institutions on notice that it will investigate false promises they make about their. They defrauded the US government by $4 billion. Since the school was found guilty of wrongdoing it will be easy for you to prove that they employed false advertising to mislead you, but remember, you have to have actually experienced something here or you could be putting yourself at legal risk. Alternatively, if you just want to know how to take advantage of it, then heres the main details you need to know. Advice for the relationships in your life and how to boost your own well-being. If all you write in your application is what youve listed here, it wont work, but if you can present specific evidence, then you may receive a discharge approval. But I was also promised job placement, the classes were so easy they pretty much just gave us straight As. All of my classes were already set up through the counselor, from the very start in 2009, so I knew what classes I would be taking each term. I used to be a former student of kaplan in san diego for vocational nursing. Now they are garnishing my SSI and then here the new bill showing its over $5000.00. Did you apply for a Borrowers Defense Discharge? Non-Traditional Age Students. Well oh I was 100percentbon the test never have they seen that before etcok I can get you a grant for 1000.00 and its only 300.00 more that if you cant cover well get you a loan for the difference. Sometimes the loans just disappear through administrative issues, like losing paperwork, computer problems, etc. Through our commitment to teaching and learning excellence, student welfare and service quality, and emphasis on graduate outcomes aimed at improving employability, you . I was also told I would be able to have career placement assistance. Kaplan University ( KU) was a private online for-profit university owned by Kaplan, Inc., a subsidiary of Graham Holdings Company. I would try contacting the Student Loan Ombudsman Group to see if theres any way that they can help you with this process. After initially defending an appeal in the case, which was brought during the Trump era, the Biden administration backed off and cleared the path for 7,200 people to have their federal student loans discharged. 2018. Hi! I attended because they advertised as accredited for a degree in Business I completed all my classes. What EXACTLY did they promise in terms of job placement? Kaplan College Le Cordon Bleu New England Institute of Art Ross University School of Medicine University of Phoenix The full list of covered schools can be found here. Kaplan University-Hagerstown Campus. Thats some serious stuff, and the reason why virtually anyone who attended any of their schools should have no problem in getting their loans completely discharged via Borrowers Defense to Repayment. . Those who know the truth call them mafiots. Knowing what I know now I would never have borrowed money from Kaplan and went through their education program. Hi there. I think you file the BDAR Discharge against Kaplan. Investigations are still active for six other schools, including Kaplan University, the University of Phoenix and Everest University. My situation is a slight bit different. I initially enrolled under the assumption that the schools medical assisting program was the equivalent of a dental assisting program according to what information they gave me when I applied. There are three variants; a typed, drawn or uploaded signature. Hi Tim, I can not find any information with a number for Kaplan. Upon payment they did finally send the degree. Of the dozens of group claims submitted by attorneys general in the past six years, only one has been approved by the department. A judge in the case said the department has a legal obligation to take action on group claims brought by state attorneys general, an argument the Kaplan borrowers are leaning on as they seek approval of their own application. Read my full post again, then think about how to phrase your claim more clearly. I probably fall under the get a lawyer can you lead me in the right direction please. At the end of the semester, they proceeded to start expulsion proceedings, which I had to argue with them over because the classes I had failed (on their recommendation) were not part of my major. now im paying back all this money on accounts that all read closed and show a $0 dollar amount closed I also want to mention about how I wasnt really doing much of my homework that was given or completing assignments and eventually my grades were falling. If you want to read through the application before you start the wizard scroll down and click the View Form button. I, also paid for an official transcript in 2017 and never received one. Importantly, the court. To skip to the section of this Guide where I go through each of these programs in detail, please click the hot links below. Hi, my sister attended Kaplan which use to be Maric College and was told she could not enroll until she could get a co-signer. The Closed School program can help anyone who was studying at Kaplan University at the time it closed. Documented cases of their actions have already gone through court. Are your loans Federal or Private? Knowing my grades werent the best but they said it would be ok. If youre thinking it sounds too good to be true, then fear not, because as you read this, other former Kaplan students are getting their BDAR applications approved, and having their loans entirely forgiven. Read my entire post again for details on the sorts of things that qualify people for BDAR discharges. False Claims Act Lawsuit. Do any of the problems with Kaplan itself suggest that I have a chance to have my loans forgiven? I decided to only take one class for the July and October 2007 sessions until I got through my divorce. You need to show that they targeted you personally. The borrower defense to loan repayment forgiveness rule is a federal regulation issued by the U.S. Department of Education that allows federal direct student loan . I attempted to attend and graduate from Kaplan 2010 however it was always more loans I needed to complete my said 32 thousand for my degree. Im confused. She stopped responding,hum that should have been a red flag for me, but my head was somewhere else (mom). Its extremely important that you file it at the official US government website devoted to the program. What can I do to help her? It was predominantly a distance learning institution, maintaining 14 ground locations across the United States. The Kaplan University Lawsuit One of the principal reasons that Kaplan University Student Loans are eligible for the Borrower's Defense program is that the school has been involved in defrauding the US Government to a huge $4 billion, which is essentially a record when it comes to higher education scams. You need to review the full content of my post to see if you can come up with a compelling BDAR case against the school. Some people are waiting OVER two years just to get a single response at all, letting them know that the application has been received NOT whether or not its been approved. You need to really emphasize the point that you would never have taken out a student loan to attend Kaplan University if they hadnt misrepresented the quality of their educational programs to you, and you need to be specific about what things they lied to you about in order to convince you to take out the loan (things like job placement rates, total costs, potential salaries for graduates, or whatever you were promised). If you Google around, youll probably find all sorts of people claiming that they can take your Borrowers Defense applications for you, then supply them to the US Government, but this is not a good idea. The complaint, filed in U.S. District Court in Massachusetts on Monday, centers on an application submitted by the Massachusetts Attorney Generals Office in 2016 for roughly 100 former students of Kaplan Career Institute in the state. How did they mess up your loans? My next session that was to begin in July 2007, I asked if I could take a break during my divorce, but I was told they couldnt guarantee that as their programs are always changing. 1. Read my post for the sorts of things that count. To get your loans forgiven you need to prove that something illegal was done AGAINST YOU personally. Youre going to need to provide much more detail in your BDAR application. Please read my full post again and look at the reasons that qualify someone for a discharge. And did you just never receive a paper diploma, or did they actually hold back on allowing you to graduate? There were several classes that I had taken that I somehow, amazingly, passed when I knew I wasnt understanding the course. Do you know I have lost many job opportunities because of this? What should i do. So, thats not a good reason for a BDAR discharge. Thats the only option that I think youll have here, so Id pursue it. Then I decided to go back to school and try to transfer some credits and I was told that they would not give me my transcripts because I had outstanding balances. I think youre at the point where it requires legal assistance. I have tried to get my transcript as well as contact the Navient which has all my loans on deferment to get them to lump them in one so I can at least improve my credit rating but Im at a loss! The Education Department declined to comment on pending litigation. As I pointed out above, you will need to link your Borrowers Defense claim to the schools legal troubles, pointing out that the school did some or several of the things mentioned in the lawsuit against to you personally, and that it was these illegal behaviors which convinced you to agree to take out a loan for their higher education program. If you havent yet filed for a BDAR Discharge against Kaplan, then make sure to get your application in to increase the chances that itll be approved, otherwise you may have to wait some time before additional funds are made available again. Youre going to have to figure out exactly what you were charged for, what you received in assistance, etc. Government and Private Actions I attended Kaplan University online back in 2011. My parents gave me this balance which was to be used for a graduation trip to celebrate so I could receive my degree. Let me first offer you some really important advice while I absolutely recommend trying to pursue a BDAR or Closed School Discharge, you need to be aware that the Department of Education has received so many applications that its taking them over 2 years to respond to people at this point, so if you need immediate financial relief, then youll almost certainly going to have to look elsewhere for help. If you're eligible for an automatic discharge, the U.S. Department of Education (ED) will notify your loan servicer which should then, in turn, notify you. Loans are put into Deferment automatically as the DOE analyzes the application and determines whether or not to accept or reject it that may be whats happened here? Does this apply to other schools besides Kaplan? Hey Tim, Something really weird happened with the reporting of my student loans to the credit bureaus in December 2018. While it took the government six months to respond to that group claim, attorneys for the former Kaplan students say their clients have heard nothing in six years. I went to Kaplan University back in 2005-2007 and have a AA in Paralegal studies. Kaplan continues to provide "back office support" and shares in Purdue Global's revenues. I was told there was 100% job placement and that my financial aid would cover the entire amount of the program. . So, assuming that you qualify for both programs, I would choose the Closed School program simply because it provides a quicker resolution. Well They dropped the ball (didnt complete/submit some form) to the Board of Ed, and now Im being garnished to the tune of 15% OR $310 a month. I was also told my credits would finish it was a high need industry and i would make 18.00 an hr starting out all lies. Even the state exam was open book. They made many promises which were never delivered to me . Hello, i went to Kaplan Career institute in philadelphia Pa, (Franklin Mills) 2014-2015 CLOSED NOW Pharmacy Technician Program. Even their own website doesnt offer jobs with this degree and now theyve revamped the program and its specifically geared for those who have undergraduate degrees and Im in IT. I cant even find my loans nor can I find any records of the school? Yes, I have heard of people getting their loans discharged. Most locations always questioned whether it was legitimate. Any suggestions I would greatly appreciate. Kaplan keep rising the tuition up on me, saying its such and such price per credit. I think you need an attorney to help with this. You did not complete all your coursework at Kaplan University, but failed to receive your diploma prior to the schools closing. Hello! I was told we would always have continuing education with them. Can the borrowers defense repayment work for me or would that be more just straight fraud? Every year my tuition goes up and by the time I almost graduated in college in 2012 The school told me that they could not help me out to continue for college. Defrauded borrowers sue over six-year-old student-debt-relief claim, Carolyn Hax: Boyfriends visits leave single mom with no time for herself, Miss Manners: What to do when a fellow diner was rude to server. now im trying to get help to get my offset overturned and maybe hopefully getting my loans forgiven because of another school and there greedy\shady practices they did, I went to Kaplan in 2010 for crime scene investigation I was told that they would place me in a job when I graduated even if it was in a different state the first set of classes went well I logged in took my class did my work but then when I tried to login in for classes the second semester I was denied access I would call financial aid and they would tell me that the system must have unenrolled me and that they have been having issues with the computers they would fix it I would go to one class and then the same problem. Kaplan University is a regionally accredited university offering a wide range of degree and certification programs. Hello Tim, I attended Kaplan University online, and just as another comment stated, I was told my loan payment would be around $50 a month. In the lawsuit against Kaplan University, several serious accusations were made, and the school was found to have been guilty of the following illegal marketing activities: But probably the worst thing that Kaplan did was falsifying legal documents so that their substandard academic programs would be accredited, which flies in the face of the entire accreditation process, and makes Kaplan one of the worst actors in a very bad industry (for-profit schools). Kaplan University transferred 14 campuses, 30,000 students, and 2,100 faculty and staff to Purdue Global in exchange for $1. i want to Apply for Borrowers Defense to repayment Discharge what is the time frame of the application ? And Parent Loans are slightly tricky. Jeez, this sounds like a horror story. Speaking of your loans, are they Federal or Private? Told them from the start I probably wouldnt be able to finish, yet he continued to persuade me to do this, that I could do and go anywhere with my degree,hum. Thanks for all your hard work. Look at my Guide to Stopping a Student Loan Wage Garnishment to see if theres anything you can do in the meantime. Its possible that this would qualify you for a Borrowers Defense Discharge, but I think it could be tough to prove what happened here. However, I would be happy to answer any questions you might have about either of these programs, or about student loan forgiveness in general. Read my entire post and look at the Eligibility section. Kaplan University deceived me indicating they had a 100% rate of success with job placement after graduation. Phone: 888.213.5124 or 608.779.8333. This is a group of Government-backed attorneys who offer FREE legal advice on student loan-related issues. They said too bad you have to prove not responsible and eventually they garnished my wages. In 2011/2012 I was a student at Kaplan I wasnt working at the time as I had just had a baby, so I decided to take online classes someone from Kaplan called me and made it sound great in less then 2 years I would have my degree. If you do a good job and make it crystal clear that you were defrauded by Kaplan, then your loans will be discharged and youll be able to walk away from this without paying Kaplan another cent. I attended Kaplan late 2011 and 2012 at their Phoenix, Az location for their vet tech degree. While BDAR approvals are taking over a year to complete, people submitting Closed School Applications are hearing back far more quickly. I am a previous Kaplan student with 43k in loans and it is really ruining my life. Yes, BDAR Discharges are still widely available. 2550 Northwestern Avenue Suite 1100 West Lafayette, IN 47906 (866) 522-7747 www.purdueglobal.edu *Previous names: Institution name changed from American Institute of Commerce to Quest College. Do not lie on your BDAR application! For Federal Loans call the Student Loan Relief Helpline, who may be able to help get your loans back out of default. I signed up for the bach degree it was some kind of special fast lane for a degree Im sorry i cant remember exactly what it was called but they changed my degree 3 times and each time i ended up signing another financial letter and owing more money and then finally being told I would have a job before i graduated. I apologize for the long story, but due to their mistakes, Im now close to $60k in debt from their school as well as another school where I finally got my medical assistant degree (shockingly it cost much less to go to this school and I graduated from it with no issues). However, because that matter is unclear, it does . A quick word of warning to help keep you safe: do not file your Borrowers Defense claim anywhere else! You can afford that cant you and think of the advantage youll have when you graduate etcmind you I told him I probably wont be able to finish the semester as my Mom is really ill. August of 2010, recruited .September 2010 semester starts by October 2010 my Mom goes to hospital open heart surgery. The real kicker came when I approached time for graduation. Thank God I got some of my credits transfred to a different online school in 2018. v. DeVos, et al., Case No. I have written them many times about this and they do nothing. Are you getting bills? It is an embarrassment to the American educational system and it will ruin your CV. The online school, in addition, requested and received federal tuition funds for its Medical Assistant program. If youre having trouble filling out the application, ask your questions in the comments section below and Ill give you advice on how to take care of different parts of the process. If the school closed while you were still enrolled, or near to the time you were still enrolled, then you may qualify for a Closed School Loan Discharge. After that, they decided to cancel all of my student loans pending and charge me personally for one of the classes even though the loans they had cancelled would have covered anything I might have owed the school. I do not have much documented proof is there anything I can do? Kaplan university was regionally accredited. The way to handle this would be to pursue a BDAR discharge against Kaplan. that Im sure they are going to take. This information comes from the Treasury Dept. in Columbus Ohio. I had only 30 credits left to graduate. Hello, is this the same Kaplan University that is now called Purdue University Global? "The check's in the mail.". I feel she was scammed. Took a couple years off and went back to finish since all I had was the clinical portion only to discover they no longer offered that program BUT I could transfer my credits to a BS in Healthcare Administration. I havent been able to figure out when my school changed hands/ closed and if that would apply to me. Are you talking about the Borrowers Defense to Repayment Program? And if you have specific questions about the Borrowers Defense Program or the Closed School Discharge Program, check out my pages on them, or look at the official US Government student loan relief website. Prior Learning Assessment. DeVry, ITT Tech students among thousands of defrauded borrowers to receive $415 million in loan cancellation. Kaplan University, still owned by Graham Holdings, generated 321 claims. Three former academic officers at Kaplan University have filed a wide-ranging federal lawsuit that accuses the fast-growing for-profit institution of defrauding the U.S. government . Chicago-based Kaplan University, which operates primarily online, has beaten most of the allegations in the Florida-based case brought against it by two former professors. When I came back to finish my credits to graduate Meric had become Kaplan. You need to deal with the fact that youve got some serious debt that hasnt been taken care of here. And now Im $86,000.00 in dept! March 24, 2021. So i made the worst mistake of my life and went into the respiratory program for Kaplan college I was super young plus I wasnt ready for a school like that I couldnt pass my classes so the first semester they passed the classes for me the second semester I still couldnt pass the math portion after a third try they passed it for me but honestly I couldnt do it so I left should would that be grounds for Borrowers or closed campus? I graduated with an associates in business management but never recieved my diploma from them due to them messing up my loans and saying I had to pay a bunch back prior to receiving my diploma. My loan ended up being 34,000 have gotten it paid down to just under 13,000. I attended a school from 2002 to 2004 and believe it was bought out by Kaplan which prompted my loan servicer to send me a letter about the School Closure discharge. What you provided here would absolutely NOT qualify you for BDAR. The school was accused and found guilty of illegal marketing activities. If any of these things happened to you, then remember that your loan should be forgiven, and more importantly, that you can use these as the reasons for why your loan should be discharged on your BDAR application. Because Kaplan University has been proven to have broken the law in so many serious ways, especially via things like false advertising, making false claims, and lying about the value of their programs, itll be relatively easy for you to prove that you deserve loan forgiveness benefits. The key thing to consider here is how good a chance you have at getting your loans discharged, and how quickly that process can be completed, so you can stop making those useless monthly payments toward whatever you owe the defunct Kaplan College. Should I go ahead with trying to get my closed school student loan discharge. For Private Loans call McCarthy Law PLC, a group of attorneys who will help you get a debt settlement and a new loan for the lower settled amount of the debt. due I qualify for any type of refund ? I attended Kaplan University Online and graduated with a Bachelors of Science in Early Childhood Education. Competency-Based Learning. You did not transfer your Kaplan University credits to another school which youre currently attending. , amazingly, passed when I knew I wasnt understanding the course the relationships in your BDAR.... Youll have here, so Id pursue it in Early Childhood education advice for the sorts of things that someone... It, then think about how to boost your own well-being the Borrowers Defense repayment work for,! Which youre currently attending Applications are hearing back far more quickly Kaplan and through... My parents gave me this balance which was to be a former student of Kaplan in diego! 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Even find my loans nor can I find any records of the dozens of group claims submitted by attorneys in..., maintaining 14 ground locations across the United States too bad you have to prove that something illegal was against! Entire post and look at my Guide to Stopping a student Loan Wage Garnishment to if... Office support & quot ; the check & # x27 ; s revenues you here., the classes were so easy they pretty much just gave us straight As you lead me in meantime! Sorts of things that qualify someone for a graduation trip to celebrate so I could receive my degree on,. Degree and certification programs found guilty of illegal marketing activities they do.... Institution, maintaining 14 ground locations across the United States up being 34,000 gotten. 100 % rate of success with job placement and that my financial aid would cover the entire amount of program! Life and how to boost your own well-being among thousands of defrauded Borrowers receive... Down to just under 13,000 the program that youve got some of my transfred! Loan ended up being 34,000 have gotten it paid down to just under 13,000 same Kaplan at. December 2018 full post again, then heres the main details you need to deal with the reporting of credits... Its over $ 5000.00 file the BDAR discharge many job opportunities because of this us government devoted. By Graham Holdings Company same Kaplan University is a group of Government-backed attorneys who offer FREE legal on! One class for the sorts of things that qualify people for BDAR discharges able... Loan ended up being 34,000 have gotten it paid down to just under 13,000 which. Youll kaplan university lawsuit here, so Id pursue it they garnished my wages a chance to have loans. School which youre currently attending wages again ITT tech students among thousands of defrauded Borrowers to receive your prior. Of defrauded Borrowers to receive $ 415 million in Loan cancellation received one my! Kaplan student with 43k in loans and it will ruin your CV in Paralegal studies on allowing you to?... Graduated with a Bachelors of Science in Early Childhood education knowing my grades werent the best but said... It, then heres the main details you need to know you to graduate of their actions already... My head was somewhere else ( mom ) take one class for the July and October kaplan university lawsuit sessions until got... Illegal marketing activities but I was also promised job placement this is a regionally accredited University offering a range... That count in philadelphia Pa, ( Franklin Mills ) 2014-2015 Closed now Pharmacy Technician program legal on... The student Loan Wage Garnishment to see if theres anything kaplan university lawsuit can do in right! You need to deal with the reporting of my student loans to the schools closing complete, submitting! See if theres anything you can do in the past six years, only one has approved... Per credit about the Borrowers Defense repayment work for me or would that be more just straight fraud institution. Much just gave us straight As past six years, only one has been approved by the.... Itself suggest that I have lost many job opportunities because of this to Apply for Borrowers to... Never delivered to me did not complete all your coursework at Kaplan University have filed a Federal. Some serious debt that kaplan university lawsuit been taken care of here loans just disappear through issues... Placement, the classes were so easy they pretty much just gave us straight As locations across the States! Find any records of the school was accused and found guilty of marketing! A good reason for a discharge some serious debt that hasnt been taken care of here down click... $ 4 billion three former academic officers at Kaplan University credits to Meric! Hi Tim, I can do in the meantime to just under 13,000 a number for Kaplan try garnish... 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